BJS Insurance Group

Commercial Motor

Commercial motor fleet policy gives you the convenience of managing all your company’s vehicles under one policy. Whether you have five vehicles or 1500, you get only one renewal.

Comprehensive, tailored protection for your business

No matter what sector you work in we can help protect you and your assets.

Commercial Motor insurance with competitive covers and premiums

We can offer you a range of covers to insure vehicles used for business purposes, from your work van/trailer to a ride on lawn mower to a fleet of different vehicles; we will get you back on the road as quickly as possible.

The team at BJS will give you the confidence that you are aware of what your Commercial Motor policy covers for a very competitive premium.

Commercial Motor options can include:

Comprehensive and legal liability, fire and theft cover (legal liability only cover options are also available)
Cover for sedans, utilities, 4WDs & vans of not more than 2-tonne carrying capacity, trucks up to 5 tonne carrying capacity
Trucks with a carrying capacity of between 5 and 10 tonne (if they are not used to generate the primary source of income for the business)
Mobile machinery/earthmoving equipment (if they are not used to generate the primary source of income for the business)
Optional covers available for sedans, utilities, 4WDs & vans that do not have a 2-tonne carrying capacity:
- windscreen excess waiver
- rental vehicle following an accident
- protected no claims bonus

Commercial Motor Fleet insurance

A commercial motor fleet policy gives you the convenience of managing all your company’s vehicles under one policy. Whether you have five vehicles or 1500, you get only one renewal.

We can tailor not only your policy wording, but how your claims are managed, pricing and risk minimisation strategies; resulting in a solution customised to address your business needs.

Vehicles that can be covered under a commercial fleet policy include:

The benefits over and above a standard commercial motor policy can include:

New vehicle replacement after total loss if the event occurs within two years of the date of the vehicle’s original registration
Reasonable and necessary costs of towing or storing a vehicle when it cannot be driven
Automatic additions and deletions. You have up to 30 days to provide us with full details of all acquired company vehicles.
Legal liability up to $50 million
Pollution cover up to $500,000,
Employee personal property

Please note: This is a general description of cover only - full details are set out in the Policy wording

Why choose BJS Insurance Group

The BJS Insurance Group enjoys an enviable reputation of professionalism which has been built over many years by our leadership team and the many qualified insurance brokers who are part of the BJS family. Our purpose is simple - 'we hold your best interest at heart, always!' and our core strategy is to deliver an outstanding client experience driven by superior team performance. We do this by living our core values and behaviours.

Our Core Values

Courage

We step up, take it on, and make it happen.

Respect

We care & treat people well.

Accountability

Do what we say we are going to do.

Integrity

Be honest and deliver on our promises.

Growth

Never stop learning, sharing, caring, & teaching: Growth Mindset.

Our areas of business insurance specialisation

Aviation Insurance
Builders Warranty Insurance
Business Insurance
Business Interruption
Commercial Motor
Commercial Strata Insurance
Construction Insurance
Corporate Travel Insurance

Cyber Crime Insurance
Farm Insurance
General Property & Tools of Trade
Industrial Special Risks I.S.R - Large Commercial Insurance
Liability Insurance (Public & Products)
Livestock
Machinery & Plant including Breakdown Insurance - Engineering

Marine Hull & Liability (Boat) Insurance
Personal Accident & Illness Insurance
Product Recall & Product Contamination Insurance
Professional Indemnity Insurance
Recruitment Insurance
Tax Audit Insurance
Trade Credit Insurance
Workers Compensation

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