BJS Insurance Group

Liability Insurance (Public & Products)

Legal liability to pay compensation (including legal expenses) to third parties in the event of the insured causing or being alleged to have caused injury, death or loss of or damage to property arising out of business operations or products.

Comprehensive, tailored protection for your business

No matter what sector you work in we can help protect you and your assets.

(Public & Products) Liability insurance with competitive covers and premiums

Worker to Worker Liability Extension

Worker to Worker Liability is a term used to describe liability for accidents where a worker is injured by the negligence act of another worker, not being a fellow worker, ie. Not having the same employer as the injured worker. It is usual for this liability to be insured under a Public Liability or Contract Works Liability Insurance policy. However, some underwriters, depending on the nature of the risk, exclude this liability under their public/contract works liability policies. In this case, separate Worker to Worker Liability Insurance needs to be arranged. This insurance is extremely difficult to purchase.

Liability - Pollution

Pollution Liability cover is designed to offer a broad range of pollution liability protection for gradual as well as sudden and accidental first and third party environmental liabilities.

Liability - Umbrella

Legal liability insurance that provides cover in the same circumstances as other liability policies such as General & Products Liability, Motor Vehicles, etc. but provides additional Limits of Liability above those insurance of a wider scope that the underlying liability policies.

Environmental

Insurance to cover costs incurred due to gradual accidental pollution.

Environmental Impairment

Costs, including cleaning up costs, & damages resulting from bodily injury &/or property damage caused by gradual pollution & contamination.

Why choose BJS Insurance Group

The BJS Insurance Group enjoys an enviable reputation of professionalism which has been built over many years by our leadership team and the many qualified insurance brokers who are part of the BJS family. Our purpose is simple - 'we hold your best interest at heart, always!' and our core strategy is to deliver an outstanding client experience driven by superior team performance. We do this by living our core values and behaviours.

Our Core Values

Courage

We step up, take it on, and make it happen.

Respect

We care & treat people well.

Accountability

Do what we say we are going to do.

Integrity

Be honest and deliver on our promises.

Growth

Never stop learning, sharing, caring, & teaching: Growth Mindset.

Our areas of business insurance specialisation

Aviation Insurance
Builders Warranty Insurance
Business Insurance
Business Interruption
Commercial Motor
Commercial Strata Insurance
Construction Insurance
Corporate Travel Insurance

Cyber Crime Insurance
Farm Insurance
General Property & Tools of Trade
Industrial Special Risks I.S.R - Large Commercial Insurance
Liability Insurance (Public & Products)
Livestock
Machinery & Plant including Breakdown Insurance - Engineering

Marine Hull & Liability (Boat) Insurance
Personal Accident & Illness Insurance
Product Recall & Product Contamination Insurance
Professional Indemnity Insurance
Recruitment Insurance
Tax Audit Insurance
Trade Credit Insurance
Workers Compensation

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