BJS Insurance Group

General Property & Tools of Trade

No matter what job site you’re on, or where you are, you will know your tools are covered.

Comprehensive, tailored protection for your business

No matter what sector you work in we can help protect you and your assets.

General Property & Tools of Trade insurance with competitive covers and premiums

The policy provides cover against loss, destruction or damage to general property and tools of trade, caused by any of the following events;

Fire, theft, malicious damage, and perils
Accidental image
Water from or action by the sea, tsunami, tidal wave, high water and flood
Mechanical, hydraulic, electrical or electronic breakdown, failure, malfunction or derangement of any machine or electrical or electronic device
Moths, termites or other insects, vermin, rust or oxidation, mildew, mould, contamination or pollution, wet or dry rot, corrosion
Wear and tear
Burglary - theft or attempted theft
Fire and lightening
Flood - water escape of liquid or been released from a lake, river creek, reservoir, canal or dam.
Malicious damage - damage to property caused by malicious persons.
Perils - Physical loss or destruction or damage to property caused by:
earthquake, storm or impact by: vehicles designed primarily for use on land or animals.

Please note: This is a general description of cover only - full details are set out in the Policy wording

Why choose BJS Insurance Group

The BJS Insurance Group enjoys an enviable reputation of professionalism which has been built over many years by our leadership team and the many qualified insurance brokers who are part of the BJS family. Our purpose is simple - 'we hold your best interest at heart, always!' and our core strategy is to deliver an outstanding client experience driven by superior team performance. We do this by living our core values and behaviours.