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Environmental Risk Mitigation for Your Construction Projects It’s important to keep the environmental risks of your building projects to a minimum. Here’s a checklist to help you manage these factors. Risk #1: Flooding Understand historical flood patterns and future flood maps. Keep an eye … [Read more...] about Environmental Risk Mitigation for Your Construction Projects

Your small-to-medium-sized business may rely on gig or freelance workers during busy times or year-round. Or you may be on the cusp of hiring them. These on-demand workers could be more convenient than permanent hires, but they still come with risks you need to factor into your insurance … [Read more...] about Hiring Gig Workers? How Insurance Protects Your Business

As a business owner, you know how important it is to maintain the safety of your work fleet and have clear policies for staff using them. The cost of fleet accidents The social and economic costs of all road crashes in Australia are more than $30 billion each year, according to the Bureau of … [Read more...] about Spotlight on Work-Vehicle Bingles & Managing Your Risks

Recreational drones have surged in popularity in recent times in Australia, largely because they are affordable, not covered by too many regulations, and don't require the operator to have a licence. Commercial drone operations involve a higher cost and a greater level of regulation and … [Read more...] about Agriculture, eCommerce and Construction: The Many Ways Australian Businesses Are Utilising Drones

Australian builders are experiencing slim margins, but to help with costs, it pays to have a tight rein on your risk management. We’re not quite seeing what’s happening in the UK, where builders are pulling in the profits, charging about a 10% premium over the price of an existing home. Back … [Read more...] about Builders’ Insurance: What Your Business Needs To Know

Businesses keen to invest in insurance as part of their risk management approach may notice insurers are pickier about offering cover and premiums are rising. That’s because we’re now in a hard market. When that happens, it means that the cost of insurance is higher and insurers tend to focus on … [Read more...] about Why Do Business Insurance Premiums Keep Fluctuating?

Professional liability insurance - also known as professional indemnity cover - may not be compulsory for your sector. But it could be an investment in risk management worth considering. This cover offers protection against legal costs for businesses that give advice or services for a fee. … [Read more...] about Know the Liabilities in Offering Professional Services

Your home might be your castle, but the boundary fence is your front line. What does it mean for your insurance if your fence is damaged or destroyed? This article prepares you mentally for the process should you need to claim. Are fences covered by home insurance? Typically, home insurance … [Read more...] about Can You Claim on Your Home Insurance for Fence Damage?